Time for the Dems to Put Up a Plan

A few ideas for a good healthcare plan

1. letting people over 55 years old buy into Medicare.

2. Reduce out-of-pocket costs like copays and deductibles.

3. Reduce drug costs by 

  A. Stopping direct-to-consumer drug company advertising subsidies, and reinvest funds in research

  B. require pharmaceutical companies that benefit from federal support to invest a sufficient amount of their revenue in R&D, and if they do not meet targets, boost their investment or pay rebates to support basic research

  C. Require health insurance plans to place a monthly limit of $250 on covered out-of-pocket prescription drug costs for individuals

  D. Increase competition for specialty drugs including new “biologic” drugs – which are often the most expensive new treatments

  E. Prohibit “pay for delay” arrangements that keep generic competition off the market

  F. Allow Americans to import drugs from abroad – with careful protections for safety and quality.

 G. require drug manufacturers to provide rebates for low-income Medicare enrollees that are equivalent to rebates in the Medicaid program

  H. Allow Medicare to negotiate drug and biologic prices

3. Expand access to rural Americans, who often have difficulty finding quality, affordable health care.

4. Give authority to Secretary of Health and Human Services to block or modify unreasonable health insurance premium rate increases so that coverage is more affordable

This is not my thinking. It is part of the plan proposed by Hillary Clinton who actually worked for decades becoming expert in healthcare needs across the nation. This week the RNC tweeted a jibe against her, asked where her plan was, she gave them the link to her website and said “run with it. ”

I’m with her.

https://www.hillaryclinton.com/issues/health-care/

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My Own Take on Medicare for 55 year olds

3 reasons to open Medicare for buy-in from 55 year-olds up to 65:

1. Healthier sub-group = more money in but less out = more money exchanged for other than healthcare goods = growing economy
2. More providers for preventative care = more steady guaranteed income for providers and negotiating power for Medicare = healthier middle-aged population entering older age = decreased expenses in later life = improved cash available for other purchases = growing economy.
3. Allows last of baby boomers to follow dream of entrepreneurial work without fear of insurance coverage loss = more good jobs for next generation = economic mobility = growing economy

Okay maybe just one reason: good for the economy.

This idea is a proposal from the healthcare plan of Hillary Clinton.  It’s time for the Democrats to put up their revisions for the ACA aka Obamacare.  This is a start. 

https://www.hillaryclinton.com/issues/health-care/

I’m with her.